Apex DataFlow Logo

APEX DATAFLOW

Financial Operations & AP Engine

ADMIN ACCESS ONLY

ARR (Annual Recurring Revenue)

$4,280,000

Real-Time Book Valuation Feed

Current LTM EBITDA

$1,420,000

33.1% Operating Margin

Estimated Sales Valuation

$3,479,000

Valuation at 2.45x LTM EBITDA

Unreconciled Statements

2 Pending

Point of Truth COI Triggers Active

Commission Reconciliation & COI Trigger Engine

Ingests carrier commission statements, reconciles bound premiums, and updates payment truth for COI generation

Policy / Client Carrier / Niche Bound Premium Split (Agency/Producer) COI Status Action
Quantum Marine Logistics
#POL-99210 (Agent: S. Thelamyr)
Travelers
Maritime
$48,500.00 60% / 40%
$2,910 / $1,940
PAYMENT PENDING
Apex Freight Carriers
#POL-88412 (Agent: M. Rodriguez)
Progressive
Commercial Auto
$112,000.00 55% / 45%
$6,160 / $5,040
PAID & RELEASED

COI Point of Truth Verification

Certificates of Insurance (COI) are locked and marked unissued until carrier statement clearing.

Target Policy: #POL-99210
Carrier Remittance: Awaiting Auto-Match
COI Generation Lock: LOCKED (Unpaid)
Once commission is verified by the reconciliation agent, the system automatically releases the automated COI issuance trigger for insured endpoints.

Add Insurance Agent

Provision a new licensed producer, set commission split structures, and assign core insurance niches.

Active Agent Roster & Performance Log

Real-time statistics log for assigned clients, target niches, and total book premium

Agent Details Assigned Niche Assigned Clients Total Premium Book Split Ratio Actions
Samuel Thelamyr
FL 2-20 License
Maritime & Cargo 12 Clients $2,450,000 50% Agency / 50% Producer
Maria Rodriguez
FL 2-20 License
Commercial Auto & Fleet 8 Clients $1,830,000 55% Agency / 45% Producer

M&A Enterprise Valuation AI Agent

Real-time evaluation of EBITDA, ARR, retention ratios, and policy lifetime values

Real-Time Valuation AI Active

Book Quality Metrics

Client Retention Ratio

94.2%

Policy Lifetime Value (LTV)

$38,400 Avg

Commercial Niche Concentration

82% High-Margin Commercial

Estimated Sales Price

Estimated Enterprise Value

$3,479,000

2.45x of Current LTM EBITDA ($1,420,000)

• Direct Multiple Target: 2.45x

• Applied to LTM EBITDA base calculation

M&A Liquidity Intent Trigger

Signaling the intent to sell triggers an automated confidential package submission to pre-vetted institutional buyers and M&A aggregators.

Agency Onboarding Metadata

VERIFIED AGENCY
AGENCY NAME Apex Risk Solutions LLC
PRIMARY LICENSE # FL 2-20 #L099201
PHONE NUMBER +1 (305) 555-0199
TAX ID / EIN XX-XXX8921
REGISTERED HEADQUARTERS ADDRESS 801 Brickell Ave, Suite 1400, Miami, FL 33131

3rd Party Integrations

3 Active Connections

Gmail / Google Workspace API

Automated Intake & Email Sync

CONNECTED

Salesforce / AMS CRM Pipeline

Bi-Directional Policy Sync

CONNECTED

Twilio Commercial SMS Engine

Automated Insured SMS Alerts

Admin Security & Credentials

Password Reset Link

Dispatch a secure verification reset link to admin email.

Upload Carrier Underwriting Guidelines

Directly ingest appetite guides & underwriting manuals into Microsoft Fabric OneLake Enterprise Risk Storage

Target: Lakehouse Tables

Drag and drop Underwriting Guidelines (PDF, CSV, XLSX) or click to browse

First Notice of Loss (FNOL) Claims Intake & Integrity

Captures FNOL, cross-references damage reports against active policy terms, and flags potential disputes

Microservice: claims-audit-service

Active Integrity Scan Output

Policy Coverage Match: Verified In-Force
Fraud Flag Assessment: Low Risk (0/100)
Dispute Indicators: None Flagged
Submission package compiles policy schedule, loss photos, and first notice payload ready for carrier API dispatch.

Account Claims Window & Status Tracker

Live roster of claims filed across all accounts and status within active reporting/carrier audit windows

Claim ID Account / Insured Carrier Loss Amount Incident Date Window Status Integrity Flag Carrier Package
CLM-2026-091 Quantum Marine Logistics
POL-99210
Travelers Ocean Marine $85,000 2026-09-02 Within Window (Day 7) Verified Clear
CLM-2026-084 Apex Freight Carriers
POL-88412
Progressive Commercial $34,200 2026-08-28 Under Adjuster Review Verified Clear